Tips to Save Money During Pregnancy

Balancing the AccountsThere are some additional expenses that are difficult, if not impossible, to avoid during pregnancy. But today, just about everybody is looking to save money wherever they can. Here are a few suggestions for reducing these extra maternity costs:

If you know a friend or relative who was recently pregnant, find out if they have any maternity clothes they would like to pass on to you.

Mail order a multi month supply of your prenatal vitamins. This method of buying prescription medication is usually at a discount.

Buy empire-waist shirts that can be worn after pregnancy instead of maternity tops.  Buy a pants-extending maternity accessory like the Bella Band in order to wear your pre-pregnancy pants longer.  Shop consignment or thrift stores for maternity fashions.  Purchase maternity items online. A lot of maternity items you find in stores can be found cheaper online. A great example is a nursing bra. You can try them on in the store to find the one you like best; then order it online, typically at a lower price.

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The few overlooked items to pack in your hospital bag

We’ve all seen the lists of things to pack before you head to the hospital to deliver the baby.  Here are a few extra things that are often overlooked when packing for your big day.

1) inexpensive flip flops – Unfortunately, you’re not back in your pre-baby body after your little one is born, and you’ll still be in some pain the days after you give birth.  Getting in and out of bed can be difficult if you also have to bend over to get your shoes on & then off.  Not to mention, these flip flops will come in handy when you want to head into the shower or bathrooms.

2) cell phone charger – you’ll want to still stay connected to your friends & family or snap pictures of your little bundle of joy.

3) white noise machine – Hospitals get noisy & you’re often stuck with a roommate.  You’ll want to try and rest when the baby is resting.

4) empty bag with a folder inside – Hopefully you would’ve already had your bags packed by the time you’re heading to the hospital, but you may want to also bring an empty bags for all the gifts and goodies that visitors & the hospital will give you while you’re there.  The folder comes in handy to keep your baby’s footprint & paperwork neat & organized in case you want to frame it when you get home.

I’ve always forgotten how much the 3rd trimester sucks till you’re actually there.  The 2nd trimester lures you into a false sense of security.  You start to believe, ooh, this isn’t soo bad after all – and then it’s like the second you hit 28 weeks – the 3rd trimester bashes you on the head and goes MWahahahhahaha with its suckiness.

All of a sudden:

  • I can’t sleep again.  And I want to kill anyone who’s telling me to get rest before the baby comes.  Don’t you think I want to?  But you’re not the one waking up at least 2-3x a night to pee because this baby has now gotten so big that there’s no room in my bladder.
  • I’m waddling.  And NO, it’s NOT cute.  It feels like there’s a bowling ball sitting on my crotch and it’s crushing my pelvic bone.  It hurts.  Walking hurts, getting up from bed hurts, sitting for too long hurts.  There isn’t a position where I can get comfortable in.
  • I get something called Braxton Hicks on a daily basis.  You know – those things called practice contractions.  Yea – they F-ing hurt.  They’re the pregnancy’s idea of a cruel cruel joke they play on pregnant women.
  • Shaving my legs, putting on underwear or pants and then putting on or taking off my shoes is a chore.  I’ve given up on shaving my legs, but I still need to put on & take off my underwear and shoes.  After I’ve done that each morning/night, I feel like I already ran a marathon.

Thing is, we’re not bitter.  We know there is light at the end of this tunnel where a beautiful baby boy or girl is born.  He/She will love us unconditionally through good & bad times and it will be one of the most amazing experiences in life.  But TILL THEN – I’m a bitch & I’m cranky because everything hurts and I’m tired.  So put up with it.

 

 

 

The hidden cost of pregnancy

So you found out you’re pregnant, and you’re one of those financially responsible parents who started stockpiling diapers, and started an account to save for a college tuition. 

Unfortunately, have you considered some of the hidden costs of pregnancy?

1)      Maternity/Paternity leave – Technically in the States, it’s called FMLA – Family Medlcal Leave of Absence, and unfortunately for most people in this country, FMLA only gurantees that you will have a job 3 months later when you return to your job, but does NOT gurantee that you’ll have  a pyaycheck while you’re on leave.  It is up to the company whether or not they chose to pay you while you’re out. So if you’re like most family in the U.S. – where you’re reliant on your dual income for survival – now is the time to start saving those paychecks for when you’re going to be out.

2)      Maternity Clothes – Unless you happen to be one of those lucky women who get away with never having to wear maternity clothes during their pregnancies (Halle Berry, I’m looking at you), you will have to invest in some type of maternity wardrobe. Personally, I hate buying maternity clothes (9 months is such a short amount of time, right?)

3)      Your insurance deductible – Have insurance? With a deductible? Watch out or you may end up paying twice for your pregnancy. If you get pregnant near the end of the year and deliver early in the next, you may have to pay out-of-pocket for your medical care twice!

Aside from that, being pregnant is a joyous and special time for you and your bundle of joy.  So be responsible, but enjoy these moments; since the time you have where it’s truly just you and your baby are these 10 months you’re carrying him/her.